The scheme covers citizens and residents who work in the private sector and the federal government, excluding investors (business owners who own and manage their establishments), domestic workers, temporary employees, children under 18 years of age and retirees who receive a pension and have joined a new employer.
The Ministry praised those who have enrolled in the Scheme, stating: “This indicates your commitment to comply with Federal Decree-Law No. 13 of 2022 on the Unemployment Insurance Scheme, and underlines your knowledge of the benefits provided by the Scheme. system, which includes social security. safety net for citizens and residents, guaranteeing a decent life for them and their families until alternative employment opportunities arise. Furthermore, the plan aims to attract and retain top global talent in the UAE labor market.”
MoHRE urged those eligible for the system to register, noting that while employers have been given the option to register their employees in the system, it is ultimately the responsibility of the employee to enroll, not the employer, who incurs no costs. additional.
Subscription can be completed by visiting the Insurance Pool website (www.iloe.ae), the ILOE smartphone application, designated physical kiosks, merchant service centers, select currency exchange companies and phone applications smart banks.
The Unemployment Insurance Scheme is divided into two categories: the first covers those with a basic salary of Dh16,000 or less, where the insurance premium for the insured employee in this category is set at Dh5 per month (Dh60 per year), and the maximum monthly remuneration is set at 10,000 dirhams.
Meanwhile, the second category includes those with a basic salary above Dh16,000, where the insurance premium is Dh10 per month (Dh120 per year). The monthly remuneration for this category is capped at 20,000 dirhams.
Insurance compensation can be claimed as long as the insurer (employee) has been subscribed to the Unemployment Insurance Plan for at least 12 consecutive months. The insured does not have the right to compensation if he cancels his residence and leaves the country or takes a new job within the processing period. The claim will be processed within two weeks of submission.
Compensation is paid for a maximum of three months from the date of unemployment for each claim, provided that the employee concerned has not been dismissed for disciplinary reasons and has not voluntarily resigned.
The amount is calculated at a rate of 60 percent of the average basic salary of the last six months before unemployment.